Last updated: 30 August 2025

1. What We Collect

We actually do not collect your personal financial data.

All your transactions, notes, and categories stay only on your device and never leave it.

The only information we handle is:

• Settings: theme, reminders, notification preferences
• Device Info: device ID for push, app version for support
• Subscription Status: whether your Premium is active or not (no payment details)

2. How We Use It

• To show and store your transactions (locally, on your device)
• To let you add transactions with voice
• To send reminders (if you allow)
• To improve the app with anonymous usage stats

3. Where Data Is Stored

• On your device — all financial data and categories
• In the cloud — only notification preferences and subscription status
• We never store or see your financial data in the cloud

4. Third-Party Services

• OneSignal — push notifications
• RevenueCat — subscription management (stores subscription status only)